Royal Checking
Choose any Prosperity Bank Checking account, and you'll be eligible to join Royal Gold, a program designed to give you more value for just an additional $2.00 monthly member fee. Click here to view all of the added features of the Royal Gold program.
The Royal Gold Accounts offer numerous membership benefits. In addition to the benefits you enjoy with our Checking Accounts, Royal Gold members also receive:
- Free personalized checks
- ATM or MasterMoney ATM/Debit Card available at no charge
- Free ATM or MasterMoney ATM/Debit Card off-premise transactions
- Discounted Bill Pay services
- Automatic Transfer to any other Prosperity Bank deposit or loan account free
- Click here for rates on Checking with Interest Accounts
Royal Checking Accounts
Prosperity Bank
Account |
Royal Checking
(Non-Interest Bearing) |
Royal 55 Checking
(Non-Interest Bearing) |
Royal 55+ Checking
(Non-Interest Bearing) |
Royal, Royal 55, Royal 55+Checking with Interest
(Interest Bearing) |
| Open the Account With |
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| Avoid Minimum Balance Fees When You Keep a Daily Balance of |
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| Otherwise Your Minimum Balance Fee Is |
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- See features listed below for membership fees
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| Debit Item (Transaction) Fees |
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| Important Features & Value Added Services |
- Free unlimited personalized member checks
- ATM or MasterCard ATM/Debit card available - No monthly or annual cardholder service charge
- Free ATM or MasterCard ATM/Debit card off-premise transactions
- Travelers Cheques (for one), cashier's checks, and money orders available at no issue fee
- 0.25% APR discount off stated personal consumer loan rates, with Auto Debit from checking account (excluding mortgage loans)
- 50% off application fee for new mortgage loans
- Free, secure Internet Banking
- Discounted Bill Pay pricing
- Easy to balance monthly imaged statement
- Advantage Overdraft protection up to $500 to qualifying accounts
- Automatic transfer to any other Prosperity Bank deposit or loan account free
- 24-Hour FASTLINE automated telephone banking
- Readi-Cash Overdraft Line of Credit (upon application, subject to approval)
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- First box free personalized member checks
- ATM or MasterCard ATM/Debit card available - No monthly or annual cardholder service charge
- Free ATM or MasterCard ATM/Debit card off-premise transactions
- Notary services at no additional charge
- Free, secure Internet Banking
- Discounted Bill Pay pricing
- Easy to balance monthly imaged statement
- Advantage Overdraft protection up to $500 to qualifying accounts
- Automatic Transfer to any other Prosperity Bank deposit or loan account free
- 24-Hour FASTLINE automated telephone banking
- Readi-Cash Overdraft Line of Credit (upon application, subject to approval)
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- Free unlimited personalized member checks
- ATM or MasterCard ATM/Debit card available - No monthly or annual cardholder service charge
- Free ATM or MasterCard ATM/Debit card off-premise transactions
- Notary services at no additional charge
- Travelers Cheques (for one), cashier's checks, and money orders available at no issue fee
- 0.25% APR discount off stated personal consumer loan rates, with Auto Debit from checking account (excluding mortgage loans)
- 50% off application fee for new mortgage loans
- Free, secure Internet Banking
- Discounted Bill Pay pricing
- Easy to balance monthly imaged statement
- Advantage Overdraft protection up to $500 to qualifying accounts
- 24-Hour FASTLINE automated telephone banking
- Readi-Cash Overdraft Line of Credit (upon application, subject to approval)
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- Choose any Royal Checking, enjoy all the member benefits and earn interest
- Royal and Royal 55+ Accounts - A monthly membership fee of $5.00 will be charged each statement cycle.
- A membership fee of $10.00 will be imposed every statement cycle in which the balance in the account falls below $1,500.00 any day of the cycle
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| Account Disclosures |
N/A |
N/A |
N/A |
Interest Calculation Method A |
