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Fraud Prevention

Prosperity Bank has added this page to let you know about important information such as scam or fraud alerts, upcoming events, and new products and services. Please visit this page frequently for the latest news.

FDIC CONSUMER ALERT

E-mail Claiming to Be From the FDIC – October 26, 2009

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC.

The subject line of the e-mail states: “check your Bank Deposit Insurance Coverage.” The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.”

The e-mail then asks recipients to “visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage” (a fraudulent link is provided). It then instructs recipients to “download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage.”

This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to on-line banking services or to conduct identity theft.

The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.

FDIC Consumer Alerts page:  http://www.fdic.gov/consumers/consumer/alerts/index.html

WARNING ABOUT PHISHING ATTACKS!

Please be warned that fraudulent e-mails are being circulated asking for personal account information. These e-mails appear to come from Prosperity Bank or other Regulatory Entities with the subject of Important Message and they ask for you to update your account with a security enhancement. These e-mails are part of a large scam to acquire confidential account information, and no email from Prosperity Bank or other Regulatory Entities will ask you for that information. PLEASE DO NOT CLICK ON ANY LINK!

Prosperity Bank will NEVER send you an email, or call you, asking you to provide any confidential account information through an email link, or phone number.

If you receive any emails that appear to be from Prosperity Bank or any Regulatory Entity asking for confidential information you should:

  1. Treat the email with suspicion. Do not reply to the email or respond by clicking on a link within the email message. Do not dial any phone numbers contained in the email.
  2. Do not open any attachments contained in the e-mail, they may contain malicious code that will infect your computer.
  3. Contact your local banking center to report the suspicious email as soon as possible. If the email claims to be from Prosperity Bank you may report by phone or by emailing us through our website by visiting our Contact Us page.

Please be aware that Prosperity Bank takes every precaution to protect your account information. If you have any questions about how Prosperity Bank handles your confidential information, please read our Privacy Notice.

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