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Business Savings

Prosperity Bank offers a variety of Savings Accounts to meet every individual's needs.  Here are just a few of the benefits you will experience with every Prosperity Bank Business Savings Account:

  • 24-Hour Telephone Banking
  • Internet Cash Management Services available
  • Online transaction images
  • Imaged statements
  • Competitive interest

Business Checking Accounts
Prosperity Bank Account
Savings 
(Competitive Interest)
Money Market
(Competitive Interest)
ProsPerfect Investment
(Competitive Interest)
Open the Account With
  • $200.00
  • $2,500.00
  • $25,000.00
Avoid Minimum Balance Fees When You Keep a Daily Balance of
  • $200.00
  • $2,500.00
  • $10,000.00
Otherwise Your Minimum Balance Fee Is
  • $3.00
  • $10.00
  • $20.00
Transaction Fees
  • Up to 3 debit transactions per month FREE.
  • An Item Fee of $1.00 for each debit transaction in excess of 3 per month applies.
  • Unlimited ATM or Debit Card transactions allowed with no transaction fees (off premise fees apply).
  • Up to 3 debit transactions per month FREE.
  • An Item Fee of $1.00 for each debit transaction in excess of 3 per month applies.
  • Unlimited ATM or Debit Card transactions allowed with no transaction fees (off premise fees apply).
  • Up to 3 debit transactions per month FREE.
  • An Item Fee of $1.00 for each debit transaction in excess of 3 per month applies.
  • Unlimited ATM or Debit Card transactions allowed with no transaction fees (off premise fees apply).
Important Features & Value Added Services
  • Quarterly statement cycle (unless there are electronic transfers, in which case you will receive a monthly statement)
  • 24-Hour FASTLINE automated telephone banking
  • Internet Cash Management Services
  • *Subject to change without notice
  • Easy to balance monthly imaged statement
  • 24-Hour FASTLINE automated telephone banking
  • Internet Cash Management Services
  • *Subject to change without notice
  • Interest Rate Tiers apply for this account:
    • Tier 1
      $0.00 through $9,999.99
    • Tier 2
      $10,000 through $24,999.99
    • Tier 3
      $25,000 through $49,999.99
    • Tier 4
      $50,000 through $99,999.99
    • Tier 5
      $100,000 & over
  • Easy to balance monthly imaged statement
  • 24-Hour FASTLINE automated telephone banking
  • Internet Cash Management Services
  • *Subject to change without notice 
Account Disclosures

Prosperity Bank reserves the right under Positive Pay to require the account holder to transmit certain check issuance information to the Bank regarding checks written before such checks will be paid. Prosperity Bank may return checks presented for payment if such checks are not part of the check issuance information.

With Positive Pay each day checks are written the Bank's customer electronically transmits to the Bank a file listing issued checks. When issued checks are presented for payment at the Bank, the checks are compared electronically against the list of transmitted checks. The check issuance information sent to the Bank contains the check number, account number, issue date, and dollar amount, and may include the name of the payee.

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